- Bonus Payroll Account customers will be entitled to annual fee waiver upon successful application of Standard Chartered executive platinum Credit Card or Standard Chartered executive Credit Card. Customers are entitled to the above stated annual fee waiver so long as they are maintaining with the Bank the relevant banking account(s) as designated by the Bank. Cardholders of Standard Chartered Asia Miles Mastercard will be entitled to first year annual fee waiver upon successful card application. Thereafter, all principal cardholders of Standard Chartered Asia Miles Mastercard will enjoy an annual fee waiver on their cards for a year (beginning from the respective anniversary of the issuance date of their cards) if the aggregate eligible transactions made by the principal and any supplementary card(s) (if applicable) of the same card account in the preceding year reach HK$150,000.
- If you currently hold a valid Standard Chartered Credit Card and you choose to apply for the same card type(s) in this application, the Bank reserves the right not to process the application for that card type(s) and process the application for the other credit card(s) applied under this application.
- The Bank reserves the right to treat your credit card application for a certain card type(s) as application for another card type(s) and grant you the relevant type(s) of credit card as the Bank sees fit.
- The annual income requirement for respective card type is: HK$96,000 for Standard Chartered executive Credit Card, HK$150,000 for Standard Chartered executive platinum Credit Card and HK$240,000 for Standard Chartered Asia Miles Mastercard.
- The Bank may cancel or adjust the credit limit of any of your credit cards issued by the Bank in connection with your application, its approval or any subsequent application or approval, if any as the Bank deems it necessary.
- If you apply for multiple credit cards in this application form and the Bank rejects any one of the applications made, the Bank reserves the right to cease processing the remaining applications without prior notice.
- You may, at any time without charge, choose not to have any temporary credit limit extension for your card. If you do not indicate your rejection on the temporary credit limit extension service (if applicable), you will be deemed to have given your consent to the Bank to grant the temporary credit limit extension service to your credit card(s). An Overlimit Charge is payable upon the outstanding balance debited in your card account over your granted credit limit in each credit card statement cycle.
Over-the-limit transactions can still happen even if you have optedout from the temporary credit limit extension service and thus Overlimit Charge may be chargeable. The over-the-limit transactions include, but are not limited to, Octopus automatic add-value service, autopay, late posting of a transaction due to the mode of spending (such as online purchase and overseas purchase with foreign currency chosen as the settling currency), stand-in authorization waited to be run overnight and transactions made by Visa payWave or Mastercard contactless service (for applicable credit card only) which signature is not required for verification. For enquiry on the above arrangement and the current Overlimit Charge, please feel free to call our 24-hour Customer Service Hotline at 2886 4111.
- If you do not have any bank account with the Bank at the time of this application, the Bank will update your contact information into the Bank’s system(s) upon successful approval of the credit card. The Bank will issue SMS, email or letter for notifying you the updates accordingly.
- apply.
- 紅利出糧戶口客戶成功申請渣打行政人員白金信用卡或渣打行政人員信用卡可享年費豁免。客戶須仍然持有本行指定之相關銀行戶口,方可享有以上所述之年費豁免優惠。成功申請渣打亞洲萬里通萬事達之信用卡客戶可獲豁免首年年費。隨後,如同一渣打亞洲萬里通萬事達卡戶口的主卡及附屬卡(如適用)於上一個年度內(即由信用卡發卡日期之週年日起)累積合資格簽賬達HK$150,000 或以上,主卡持卡人即可獲年費豁免優惠。
- 如閣下已持有有效之渣打信用卡並選擇透過本申請表格申請同一類別之信用卡,本行保留權利不處理同一類別之信用卡申請而只處理本申請表格上之其他信用卡申請。
- 本行保留權利在其認為適當的情況下將閣下之信用卡申請類別視為另一信用卡類別處理,並為閣下發出相關類別之信用卡。
- 各類信用卡之年薪要求分別為:渣打行政人員信用卡 - HK$96,000,渣打行政人員白金信用卡 - HK$150,000,渣打亞洲萬里通萬事達卡 - HK$240,000。
- 本行可能在有需要之情況下,取消閣下現有由本行發出之信用卡,或從該等信用卡撥出部份信貸額作為是次或其後之申請及批核之用。
- 如閣下於本申請表格上申請多於一張信用卡而其中一張未能成功批核,本行保留權利不處理餘下的申請而毋須事先通知。
- 閣下可以隨時選擇取消閣下的信用卡的臨時信用限額,而毋須支付任何費用。如閣下未有表明不接受臨時信用限額(如適用),閣下將視作同意本行為閣下的信用卡給予臨時信用限額。當閣下的信用卡賬戶之未付清結餘超出每個月結單週期內授予閣下的信用限額,便須就該款額支付超逾信用額費。
即使閣下選擇取消臨時信用限額,超出信用限額交易亦可能發生,屆時可能仍會收取超逾信用額費。超出信用限額交易包括但不限於:八達通自動增值服務;自動轉賬;因消費模式以致延遲記賬的交易(如線上購物、以外幣作為結算貨幣進行海外購物等);未能即時執行的代授權及透過Visa payWave 或Mastercard contactless服務(只適用於有關信用卡)所作而毋須簽署認證的交易。如欲查詢上述安排及現行之超逾信用額費,詳情請致電渣打信用卡24小時客戶服務熱線2886 4111。
- 若閣下於提交此申請時於本行並未持有任何銀行戶口,當信用卡獲批核後,本行會更新閣下於本行戶口的通訊資料,並於更改後發短訊、電郵或書面通知閣下。
- 信用卡申請受約束。
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