By signing or submitting this application:
- You represent and warrant that all information (including any documents) You have given to us in connection with the application is correct, complete and not misleading. If this is not the case You may be personally liable;
- You authorise us to verify any of the information You have given to us or Your credit standing from anyone we may consider appropriate (such as Your employer or an authority or credit reference agency);
- You acknowledge that we may decline Your application without giving You any reason for doing so. If this happens, no contractual relationship arises between us and You and You consent to us retaining all supporting documents submitted by You for the processing of this application, regardless of whether this application is approved or not;
- You confirm and agree that we may give any information in connection with this application (including Your personal information) to any service provider (whether located in or outside of Singapore) for the purposes of providing any service to You in connection with this application (including data processing);
- You consent to each of Standard Chartered PLC and its subsidiaries and affiliates (including each branch or representative office) (“Standard Chartered Group”), its officers, employees, agents and advisers disclosing information relating to You (including details of the accounts, products or any security interest) to our head office and any other member of the Standard Chartered Group in any jurisdiction (“permitted parties”); professional advisers, service providers or independent contractors to, or agents of, the permitted parties, such as debt collection agencies, data processing fi rms and correspondents who are under a duty of confidentiality to the permitted parties; any actual or potential participant or sub-participant in relation to any of our obligations under our banking agreement between us, or assignee, novatee or transferee (or any officer, employee, agent or adviser of any of them); any credit bureau or credit reference agency, rating agency, business alliance partner, insurer or insurance broker of, or direct or indirect provider of credit protection to any permitted parties; any financial institution which You have or may have dealings for the purpose of conducting credit checks (including in the form of blank references); any court, tribunal or authority (including an authority investigating an offence) with jurisdiction over the permitted parties; a merchant or a member of Visa International or MasterCard International where the disclosure is in connection with use of a card; any authorised person or any security provider; anyone we consider necessary in order to provide You with services in connection with an account;
- You have read and understood our Customer Terms and Credit Card Terms, and the applicable documents referred to in Part A of our Customer Terms forming our banking agreement which are available at any of our branches and on our website at www.standardchartered.com.sg and You agree to be bound by them for the use of any product we may provide You with;
- You acknowledge that You are bound by any variation we make to these documents, in accordance with our banking agreement. In particular, You understand that by entering into our banking agreement You give indemnities, authorisations, consents and waivers and agree to limitations on our liability;
- You consent to us contacting You at the address, email address and phone numbers You have provided to us, to give You information on other products and services that we, or our strategic partners, may offer. You further consent to us sharing any of Your information in relation to this application with any of our strategic partners;
- You consent to us sending at Your sole risk, by ordinary mail or other means we deem appropriate, any credit card, all information regarding Your account, personal identification number, all statements of accounts, Your security codes relating to Your access to the electronic banking services, and any other communications or correspondences addressed to You (collectively “personal information”) in accordance to Your addresses on our records;
- You agree that any risks (e.g., non-receipt or disclosure to any unauthorised third party) arising from the sending of the personal information will be fully borne by You and that we will not be held responsible in any way for any losses that may be suffered by You as a result of the non-receipt or disclosure of the same to any unauthorised third party;
- You agree that at Your sole risk, we are authorised but not obliged, to receive any instruction given by or over telephone, mobile telephone, telex, facsimile transmission, telegraph, cable, computer, email or any other electronic equipments, short message services from mobile telephone (collectively “Oral Instructions”) from or purporting to be from You without separate verification by us as to the genuineness of the Oral Instructions;
- You apply for the Bankís electronic banking services and acknowledge that Your use of the electronic banking services is governed by our banking agreement and our Electronic Banking Terms and Conditions;
- You authorise us to debit any of Your accounts maintained with us either singly or jointly with any other person for any arrears, outstanding fees, monthly repayment, accrued interest and all other monies due and payable to us without any further reference to You;
- You confirm that You are not an undercharged bankrupt and no statutory demand has been served on You at the same time of this application;
- If You are the Principal Cardholder, You acknowledge that You will be liable for all transactions made using Your card and the supplementary card(s). If You are the Supplementary Cardholder(s), You will be liable for all transactions made using Your supplementary card(s); and
- You ask for a credit card to be issued to the Principal Cardholder, the Supplementary Cardholder(s) (if any) as stated in this application and that we renew and replace them until termination. If You request for ATM access, You agree that signing or the using of the card as an ATM card will indicate Your acknowledgement and acceptance of our banking agreement.
Important Information for MANHATTAN World MasterCard CashBack
You understand and agree that
- You can earn CashBack on transactions charged to your MANHATTAN World MasterCard (“Credit Card”) based on the posting date of such transactions. The maximum CashBack awarded for any quarter (i.e. period of three consecutive months) is capped at $200. Certain transactions like cash advance and recurring bill payments are excluded from earning CashBack (“Excluded Transactions”). Our Customer Terms, Credit Card Terms, and MANHATTAN World MasterCard CashBack Terms and Conditions apply. Please visit our website for details on the full list of Excluded Transactions, CashBack mechanics and the full terms and conditions that apply.
Important Information for Standard Chartered Approval-In-Principle
You understand and agree that
- Standard Chartered Approval-In-Principle Service (“Service”) allows you to obtain approval-in-principle (“AIP”) for an online credit card or personal loan application. An AIP is a conditional approval that is subject to receipt of complete supporting documents within 30 days and further review by the Bank. Visit our website for more details on AIP, the exclusions and the full version of Standard Chartered Approval-In-Principle Service Terms and Conditions that apply.
Important information for your preferred credit limit
You understand and agree that:
- The approved credit limit for Your credit card(s) in this application will be the overall limit that applies to and is shared among all Your principal credit card(s) with the Bank and all corresponding supplementary credit card(s) authorised by You to be issued on Your account.
- The approved credit limit will be the lowest of: (a) the specific preferred credit limit You indicated in section 2; (b) the maximum credit limit allowable under prevailing regulations; and (c) such other credit limit as determined by the Bank.
- In relation to this application, if You are authorising the issue of supplementary credit card(s) on your account, the approved credit limit will also apply to each of such supplementary credit card(s).
- If You have existing principal credit card(s) and You have authorised the issue of supplementary credit card(s) on Your account in respect of such card(s), the Bank may also require such supplementary cardholder(s) to indicate their preferred credit limit(s) for their supplementary card(s) before determining the approved credit limit since the approved credit limit is an overall credit limit that will also apply to such existing supplementary card(s). You agree that the Bank may contact or may require You to contact such supplementary cardholder(s) for this purpose.
Important Information for Your existing MANHATTAN Platinum Credit Card (if any)
You understand and agree that
- If you are applying for the MANHATTAN World MasterCard and you are an existing principal cardholder of the MANHATTAN Platinum Credit Card, your existing MANHATTAN Platinum Credit Card account would be closed if both of the following conditions are met: 1) our bank records show NO transaction being made on your existing MANHATTAN Platinum Credit Card account in the preceding 12 months, and 2) at least one transaction has been made on your new MANHATTAN World MasterCard .
Unless stated otherwise, “You” means collectively the Principal Cardholder and the Supplementary Cardholder(s) (if any) in this application.
By signing or submitting this application:
- You represent and warrant that all information (including any documents) You have given to us in connection with the application is correct, complete and not misleading. If this is not the case You may be personally liable;
- You authorise us to verify any of the information You have given to us or Your credit standing from anyone we may consider appropriate (such as Your employer or an authority or credit reference agency);
- You acknowledge that we may decline Your application without giving You any reason for doing so. If this happens, no contractual relationship arises between us and You and You consent to us retaining all supporting documents submitted by You for the processing of this application, regardless of whether this application is approved or not;
- You confirm and agree that we may give any information in connection with this application (including Your personal information) to any service provider (whether located in or outside of Singapore) for the purposes of providing any service to You in connection with this application (including data processing);
- You consent to each of Standard Chartered PLC and its subsidiaries and affiliates (including each branch or representative office) (“Standard Chartered Group”), its officers, employees, agents and advisers disclosing information relating to You (including details of the accounts, products or any security interest) to our head office and any other member of the Standard Chartered Group in any jurisdiction (“permitted parties”); professional advisers, service providers or independent contractors to, or agents of, the permitted parties, such as debt collection agencies, data processing fi rms and correspondents who are under a duty of confidentiality to the permitted parties; any actual or potential participant or sub-participant in relation to any of our obligations under our banking agreement between us, or assignee, novatee or transferee (or any officer, employee, agent or adviser of any of them); any credit bureau or credit reference agency, rating agency, business alliance partner, insurer or insurance broker of, or direct or indirect provider of credit protection to any permitted parties; any financial institution which You have or may have dealings for the purpose of conducting credit checks (including in the form of blank references); any court, tribunal or authority (including an authority investigating an offence) with jurisdiction over the permitted parties; a merchant or a member of Visa International or MasterCard International where the disclosure is in connection with use of a card; any authorised person or any security provider; anyone we consider necessary in order to provide You with services in connection with an account;
- You have read and understood our Customer Terms and Credit Card Terms, and the applicable documents referred to in Part A of our Customer Terms forming our banking agreement which are available at any of our branches and on our website at www.standardchartered.com.sg and You agree to be bound by them for the use of any product we may provide You with;
- You acknowledge that You are bound by any variation we make to these documents, in accordance with our banking agreement. In particular, You understand that by entering into our banking agreement You give indemnities, authorisations, consents and waivers and agree to limitations on our liability;
- You consent to us contacting You at the address, email address and phone numbers You have provided to us, to give You information on other products and services that we, or our strategic partners, may offer. You further consent to us sharing any of Your information in relation to this application with any of our strategic partners;
- You consent to us sending at Your sole risk, by ordinary mail or other means we deem appropriate, any credit card, all information regarding Your account, personal identification number, all statements of accounts, Your security codes relating to Your access to the electronic banking services, and any other communications or correspondences addressed to You (collectively “personal information”) in accordance to Your addresses on our records;
- You agree that any risks (e.g., non-receipt or disclosure to any unauthorised third party) arising from the sending of the personal information will be fully borne by You and that we will not be held responsible in any way for any losses that may be suffered by You as a result of the non-receipt or disclosure of the same to any unauthorised third party;
- You agree that at Your sole risk, we are authorised but not obliged, to receive any instruction given by or over telephone, mobile telephone, telex, facsimile transmission, telegraph, cable, computer, email or any other electronic equipments, short message services from mobile telephone (collectively “Oral Instructions”) from or purporting to be from You without separate verification by us as to the genuineness of the Oral Instructions;
- You apply for the Bankís electronic banking services and acknowledge that Your use of the electronic banking services is governed by our banking agreement and our Electronic Banking Terms and Conditions;
- You authorise us to debit any of Your accounts maintained with us either singly or jointly with any other person for any arrears, outstanding fees, monthly repayment, accrued interest and all other monies due and payable to us without any further reference to You;
- You confirm that You are not an undercharged bankrupt and no statutory demand has been served on You at the same time of this application;
- If You are the Principal Cardholder, You acknowledge that You will be liable for all transactions made using Your card and the supplementary card(s). If You are the Supplementary Cardholder(s), You will be liable for all transactions made using Your supplementary card(s); and
- You ask for a credit card to be issued to the Principal Cardholder, the Supplementary Cardholder(s) (if any) as stated in this application and that we renew and replace them until termination. If You request for ATM access, You agree that signing or the using of the card as an ATM card will indicate Your acknowledgement and acceptance of our banking agreement.
- You consent to us disclosing information relating to You contained in this application (excluding income related information) to Singapore Post Limited (“SingPost”) in order for us to provide you with the Card privileges and benefits provided by SingPost in connection with the Card, and for SingPost to provide you with information on its products and services. Unless stated otherwise, “You” means collectively the Principal Cardholder and the Supplementary Cardholder(s) (if any) in this application.
Important information for your preferred credit limit
You understand and agree that:
- The approved credit limit for Your credit card(s) in this application will be the overall limit that applies to and is shared among all Your principal credit card(s) with the Bank and all corresponding supplementary credit card(s) authorised by You to be issued on Your account.
- The approved credit limit will be the lowest of: (a) the specific preferred credit limit You indicated in section 2; (b) the maximum credit limit allowable under prevailing regulations; and (c) such other credit limit as determined by the Bank.
- In relation to this application, if You are authorising the issue of supplementary credit card(s) on your account, the approved credit limit will also apply to each of such supplementary credit card(s).
- If You have existing principal credit card(s) and You have authorised the issue of supplementary credit card(s) on Your account in respect of such card(s), the Bank may also require such supplementary cardholder(s) to indicate their preferred credit limit(s) for their supplementary card(s) before determining the approved credit limit since the approved credit limit is an overall credit limit that will also apply to such existing supplementary card(s). You agree that the Bank may contact or may require You to contact such supplementary cardholder(s) for this purpose.
Unless stated otherwise, “You” means collectively the Principal Cardholder and the Supplementary Cardholder(s) (if any) in this application.
By signing or submitting this application:
- You represent and warrant that all information (including any documents) you have given to us in connection with the application is correct, complete and not misleading. (If this is not the case you may be personally liable.);
- You authorise us to verify any of the information you have given to us or your credit standing from anyone we may consider appropriate (such as an authority or credit reference agency or your employer );
- You acknowledge that we may decline your application without giving you any reason for doing so. If this happens, no contractual relationship arises between us and you; you consent to us retaining all supporting documents submitted by you for the processing of this application, regardless of whether this application is approved or not.
- You confirm and agree that we may give any information in connection with this application (including your personal information) to any service provider (whether located in or outside of Singapore) for the purposes of providing any service to you in connection with this application (including data processing);
- You consent to each of Standard Chartered PLC and its subsidiaries and affiliates (including each branch or representative office) (“Standard Chartered Group”) its officers, employees, agents and advisers disclosing information relating to you (including details of the accounts, products or any security interest) to our head office and any other member of the Standard Chartered Group in any jurisdiction (“permitted parties”); professional advisers, service providers or independent contractors to, or agents of, the permitted parties, such as debt collection agencies, data processing firms and correspondents who are under a duty of confidentiality to the permitted parties; any actual or potential participant or sub-participant in relation to any of our obligations under our banking agreement between us, or assignee, novatee or transferee (or any officer, employee, agent or adviser of any of them); any credit reference agency, rating agency, business alliance partner, insurer or insurance broker of, or direct or indirect provider of credit protection to, or any permitted parties; any court, tribunal or authority (including an authority investigating an offence) with jurisdiction over the permitted parties; a merchant or a member of Visa International or MasterCard International where the disclosure is in connection with use of a card; any authorised person or any security provider; anyone we consider necessary in order to provide you with services in connection with an account.
- You have read and understood our Customer Terms, Credit Card Terms, Standard Chartered Tigerair Credit Card Rewards Programme Product Terms, and the applicable documents referred to in Part A of our Customer Terms forming our banking agreement which are available at any of our branches and on our website at www.standardchartered.com.sg and You agree to be bound by them for the use of any product we may provide You with. You acknowledge that You are bound by any variation we make to these documents, in accordance with our banking agreement. In particular, You understand that by entering into our banking agreement You give indemnities, authorisations, consents, and waivers and agree to limitations on our liability.
- You apply for electronic banking services to be made available to you and acknowledge that your use of the electronic banking services is governed by our Customer Terms;
- You have read and understood our Customer Terms and the applicable documents referred to in Part A of our Customer Terms forming our banking agreement which are also available at any of our branches or on our website at www.standardchartered.com.sg and you agree to be bound by them. You acknowledge that you are bound by any variation we make to these documents, in accordance with our banking agreement. In particular, you understand that by entering into our banking agreement you give indemnities, authorisations, consents and waivers and agree to limitations on our liability;
- You consent to us sending at your sole risk, by ordinary mail or other means we deem appropriate, any credit card, all information regarding your account, personal identification number, all statements of accounts and any other communications or correspondences addressed to you (collectively “personal information”) in accordance to your addresses on our records. You agree that any risks (eg, non-receipt or disclosure to any unauthorised third party) arising from the sending of the personal information will be fully borne by you and that the we will not be held responsible in any way for any losses that may be suffered by you as a result of the non-receipt or disclosure of the same to any unauthorised third party.
- You confirm that you are not undischarged bankrupt and that there has not been any statutory demand served on you at the time of this application.
- You ask for a Visa/MasterCard credit card account to be opened for you and Standard Chartered Credit Card (“Card”) to be issued to you, and that we renew and replace them until termination. If you request for ATM access, you agree that signing or the using of the Card as an ATM card will indicate your acknowledgement and acceptance of our banking agreement.
- You consent to us disclosing information relating to you (including name, date of birth, mobile phone number, email address and passport number) to Tiger Airways (“Airline”) for us to provide you with the rewards programme and Airline benefits provided by Tiger Airways in connection with the Card.
- You consent to us disclosing information relating to You contained in this application to Tiger Airways Singapore Pte Ltd (“Tigerair”) (a) in order for us to provide you with the card privileges and benefits provided by Tigerair in connection with the card; (b) so that Tigerair can provide you with the login details to the Standard Chartered Tigerair Credit Card booking portal; and (c) for us to provide you with information on other products and services that Tigerair may offer.
- You agree to be a customer of Tigerair, and consent to the collection and processing of information relating to You by Tigerair. Tigerair is not an affiliated company of the Standard Chartered Group and You acknowledge that we will not be responsible or liable for any loss You may incur as a result of Tigerair’s handling or use of information relating to You.
Important information for your preferred credit limit
You understand and agree that:
- The approved credit limit for Your credit card(s) in this application will be the overall limit that applies to and is shared among all Your principal credit card(s) with the Bank and all corresponding supplementary credit card(s) authorised by You to be issued on Your account.
- The approved credit limit will be the lowest of: (a) the specific preferred credit limit You indicated in section 2; (b) the maximum credit limit allowable under prevailing regulations; and (c) such other credit limit as determined by the Bank.
- In relation to this application, if You are authorising the issue of supplementary credit card(s) on your account, the approved credit limit will also apply to each of such supplementary credit card(s).
- If You have existing principal credit card(s) and You have authorised the issue of supplementary credit card(s) on Your account in respect of such card(s), the Bank may also require such supplementary cardholder(s) to indicate their preferred credit limit(s) for their supplementary card(s) before determining the approved credit limit since the approved credit limit is an overall credit limit that will also apply to such existing supplementary card(s). You agree that the Bank may contact or may require You to contact such supplementary cardholder(s) for this purpose.
Unless stated otherwise, “You” means collectively the Principal Cardholder and the Supplementary Cardholder(s) (if any) in this application.